This Is Not A Personal Finance Advice Column, Part 2
I once again bare my soul to you in an attempt to get my shit together, financially.
The last time I wrote about personal finance, it was mostly a cautionary tale. I told you exactly how bad with money I’ve been, and in an attempt to rectify that, I went on my own personal cancel culture crusade. That’s right: I cancelled a bunch of automatically renewing subscriptions I had no business continuing to pay for. Gone were my Wall Street Journal and Hulu subscriptions. I went in person to the Union Square Planet Fitness to cancel a lingering gym membership from 2015. I have taken the Q train during my lunch break in a pandemic in pursuit of bettering my personal finances.
Now I have taken the next step to attempt to get smarter about money. With the help of Jared at PNC Bank, I have started an IRA. You may be wondering how I ended up here, with an IRA, and I am happy to explain it to you. I am not quite sure I could explain to you what an IRA is or what it does, but I’m going to try.
This whole thing started with me looking for a new accountant to help me with my taxes this year. Most years I just use TurboTax to file my taxes myself, but most years I just have one thing to file, a W2, and it’s easy to do my taxes. But I’ve grown to be pretty horrified…
